Office Hrs: Today 9.00am to 7.00pm +91 9842114189

Office Address

NO:60 First Floor, New Jail Road,
Arasaradi, Madurai



Welcome to Bharathi Loans Your Gateway to Financial Freedom

At Bharathi Loans, we understand that each financial journey is unique, and we are committed to providing tailored loan solutions that cater to your specific needs. Our range of loan products is designed to help you achieve your dreams, whether it's purchasing your dream home, driving your desired vehicle, or expanding your business. Explore our comprehensive loan offerings and discover how we can support you in your financial endeavors.

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Services

What We Can Do For You

Services Offered

Personal Loan

Personal Loan

Realize your aspirations with our flexible and competitive personal loan options.

  • Affordable Rates : Benefit from low-interest rates and favorable terms.

  • Customizable Plans : Choose repayment plans that align with your financial needs.

  • Expert Guidance : Our team will assist you through every step of the loan process.

  • Flexible Terms : Maximum loan term of 7 years with an interest rate of 10.50%.

Eligibility criteria :

Below are the personal loan eligibility criteria for individuals:

  • Minimum age : 21 years and Maximum age: 65 years (Salaried) and 70 years (Self-employed).

  • Minimum income : Rs 20000 per month (Salaried).

  • CIBIL score should be -1 and 700 above.

Documents required :

If you are eligible for Personal Loan, check below the documents required.

  • KYC documents (Aadhar card / Voter's ID/Passport / PAN card).

  • Last 3 months' salary slip (Salaried) or business profile (self-employed)

Note : The approval or rejection of the loan, including the interest rate and loan tenure offered, is entirely at the discretion of the bank.

Business Loan

Business Loan

Turn your entrepreneurial dreams into reality with our flexible and competitive business loan options.

  • Affordable Rates : Enjoy low-interest rates and favorable terms.

  • Customizable Plans : Choose repayment plans that fit your financial situation.

  • Expert Guidance : Our team will assist you through every step of the business funding process.

  • Flexible Terms : Maximum loan term of 5 years with an interest rate of 13%.

Eligibility criteria :

Below are the business loan eligibility criteria for individuals:

  • CIBIL score : Should be -1 and 700 above.

Documents required :

If you are eligible for a business loan, check below the documents required:

  • KYC documents (Aadhar card / Voter's ID/Passport / PAN card).

  • Last 6 months' bank statements.

  • Business profile and proof of business existence.

Note : The approval or rejection of the loan, including the interest rate and loan tenure offered, is entirely at the discretion of the bank.

Doctor Loan

Doctor Loan

Turn your dream of advancing your medical practice into reality with our flexible and competitive doctor loan options.

  • Affordable Rates : Enjoy low-interest rates and favorable terms.

  • Customizable Plans : Choose repayment plans that fit your financial situation.

  • Expert Guidance : Our team will assist you through every step of the loan process.

  • Flexible Terms : Maximum loan term of 7 years with an interest rate of 10.5%.

Eligibility criteria :

Below are the doctor loan eligibility criteria for the individuals:

  • Minimum age : 21 years and Maximum age: 65 years (Salaried) and 70 years (Self-employed).

  • Minimum income :Rs 15000 per month (Salaried).

  • CIBIL score : should be -1 to 700 and above.

Documents required :

If you are eligible for a doctor loan, check below the documents required:

  • KYC documents (Aadhar card / Voter's ID/Passport / PAN card).

  • Last 3 months' salary slip (Salaried) or business profile (self-employed)

Note : The approval or rejection of the loan, including the interest rate and loan tenure offered, is entirely at the discretion of the bank.

Pension Loan

Pension Loan

Turn your golden years into a time of financial freedom with our flexible and competitive pension loan options.

  • Affordable Rates : Enjoy low-interest rates and favorable terms tailored for pensioners.

  • Customizable Plans : Choose repayment plans that fit your financial situation.

  • Expert Guidance : Our team will assist you through every step of the loan process.

  • Flexible Terms : Maximum loan term of 4 years with an interest rate of 14%.

Eligibility criteria :

Below are the pension loan eligibility criteria for individuals:

  • Maximum age : 67 years.

  • Minimum income :Minimum pension amount: Rs 10,000 per month.

  • CIBIL score : Should be -1 to 700 and above.

Documents required :

If you are eligible for a pension loan, check below the documents required:

  • KYC documents (Aadhar card / Voter's ID / Passport / PAN card).

  • Pension slip of the last 3 months.

Note : The approval or rejection of the loan, including the interest rate and loan tenure offered, is entirely at the discretion of the bank.

Home Loan

Home Loan

Turn your dream of owning a home into reality with our flexible and competitive home loan options.

  • Affordable Rates : Enjoy low-interest rates and favorable terms.

  • Customizable Plans : Choose repayment plans that fit your financial situation.

  • Expert Guidance : Our team will assist you through every step of the home-buying process.

  • Flexible Terms : Maximum loan term of 40 years with an interest rate of 8.25%.

Eligibility criteria:

  • Below are the housing loan eligibility criteria for the individuals:

  • Minimum age : 21 years and Maximum age: 65 years (Salaried) and 70 years (Self-employed).

  • Minimum income : Rs 15000 per month (Salaried).

  • CIBIL score : should be -1 to 700 and above.

Documents required :

  • If you are eligible for home loan, check below the documents required.

  • KYC documents (Aadhar card / Voter's ID/Passport / PAN card).

  • Last 3 months' salary slip (Salaried) or business profile (self-employed)

Note : The approval or rejection of the loan, including the interest rate and loan tenure offered, is entirely at the discretion of the bank.

LAP

Loan Against Property (LAP)

Unlock the value of your property and meet your financial needs with our Loan Against Property options.

  • Affordable Rates : Benefit from competitive interest rates and favorable terms.

  • Customizable Plans : Select repayment plans tailored to your financial situation.

  • Expert Guidance : Our team will support you through every step of the loan process.

  • Flexible Terms : Maximum loan term of 40 years with an interest rate of 9.50%.

Eligibility criteria :

Below are the eligibility criteria for individuals seeking a Loan Against Property:

  • Minimum age : 21 years and Maximum age: 65 years (Salaried) and 70 years (Self-employed).

  • Minimum income :Rs 20,000 per month (Salaried).

  • CIBIL score : Should be -1 to 700 and above.

Documents required :

If you meet the eligibility criteria for a Loan Against Property, please provide the following documents:

  • KYC documents (Aadhar card / Voter's ID/Passport / PAN card).

  • Last 3 months' salary slip (Salaried) or business profile (self-employed)

  • Property documents : (Title deed, Property tax receipt, Encumbrance certificate, etc.)

Note : The approval or rejection of the loan, including the interest rate and loan tenure offered, is entirely at the discretion of the bank.

Credit Card Loan

Credit Card Loan

Turn your aspirations into reality with our flexible and competitive credit card loan options.

  • Affordable Rates : Enjoy low-interest rates and favorable terms.

  • Customizable Plans : Choose repayment plans that fit your financial situation.

  • Expert Guidance : Our team will assist you through every step of the loan process.

Eligibility criteria :

Below are the credit card loan eligibility criteria for individuals:

  • Minimum age : 21 years and Maximum age: 60 years (Salaried) and 65 years (Self-employed).

  • Minimum income :Rs 20,000 per month (Salaried).

  • CIBIL score : Should be 650 and above.

Documents required :

If you are eligible for a credit card loan, check below the documents required:

  • KYC documents: (Aadhar card / Voter's ID/Passport / PAN card).

  • Last 3 months' salary slip (Salaried) or business profile (self-employed)

Note : The approval or rejection of the loan, including the interest rate and loan tenure offered, is entirely at the discretion of the bank.

Vehicle Loan

Vehicle Loan

Turn your dream of owning a vehicle into reality with our flexible and competitive vehicle loan options.

  • Affordable Rates : Enjoy low-interest rates and favorable terms.

  • Customizable Plans : Choose repayment plans that fit your financial situation.

  • Expert Guidance : Our team will assist you through every step of the vehicle-buying process.

  • Flexible Terms : Maximum loan term of 7 years with an interest rate of 9.5%.

Eligibility criteria :

Below are the vehicle loan eligibility criteria for individuals:

  • Minimum age : 21 years and Maximum age: 65 years (Salaried) and 70 years (Self-employed).

  • Minimum income :Rs 15,000 per month (Salaried).

  • CIBIL score : Should be -1 to 700 and above.

Documents required :

If you are eligible for a vehicle loan, check below the documents required:

  • KYC documents: Aadhar card / Voter's ID / Passport / PAN card.

  • Last 3 months salary slip(Salaried) or business profile (Self-employed).

Note : The approval or rejection of the loan, including the interest rate and loan tenure offered, is entirely at the discretion of the bank.

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